PIP in South Florida: What is it and what does it mean for a motorist?

Every driver in South Florida must be insured to avoid paying damages and medical expenses out of pocket. There are several rules and types of insurance to understand. If you need an accident lawyer in Boca Raton , the question of Personal Injury Protection (PIP) insurance will arise. What is PIP insurance and what does it mean for every driver on the road in Florida?

First, all drivers in Florida must carry PIP insurance. In the aftermath of any vehicle accident, your insurance company will pay for a portion of your medical expenses without regard to the party at fault. If you are injured in an accident you caused, your insurance company will still pay a portion of your medical expenses under PIP. Florida is a “no fault” accident state, meaning personal injuries are covered without a ruling from the judiciary. A Boca Raton car accident lawyer can explain the limitations of this coverage, as countless people drive without any insurance. This fact spells unseen dangers for every South Florida motorist.

Recently, the Florida legislature voted to substantially reduce the amount of available PIP benefits in most cases. Thus, given the high cost of medical care you might find yourself quickly using up this coverage without ever getting the medical treatment you need. The new law also requires that you seek prompt medical treatment from a licensed physician or other authorized medical provider by no later than 14 days after your accident. Failure to do so will result in the permanent loss of your PIP insurance benefit even though you paid for this important coverage.

A personal injury lawyer specializing in car accident cases can often help you get the medical treatment you need even in cases where your PIP benefits are exhausted or you lost your benefit by not seeking prompt medical attention. The fact is, the other driver that caused your accident is ultimately legally and financially responsible for the payment of your medical expenses, lost wages & income, as well as your pain &suffering. The Eltringham Law Group will see to it that you get the best medical care possible and at the same time will work tirelessly to ensure that the unfair financial burden of those expenses does not fall on you the injured victim.

For most people, the damages will equal major financial troubles. You’ll need help from an accident lawyer in Boca Raton to recover everything you deserve and avoid further liability. Even if you practice defensive driving and operate your car safely, you can find yourself vulnerable following a major accident. If you are in trouble and need help getting medical attention and compensation for injuries suffered, speak to an experienced personal injury lawyer. We at Eltringham Law Group will be with you every step of the way.

For a free consultation visit www.eltlaw.com or call 561.338.0420