Florida Vacation Rental and Airbnb Injury Lawyer

No matter what type of injury occurs on your vacation, the Eltringham Law Group can provide you with a Florida vacation rental injury lawyer that can get you the compensation you need.

Services like Airbnb and Vrbo are beneficial for offering people great deals on vacation rentals while offering authentic staying experiences. Unfortunately, incidents can occur when people stay in these rentals. Guests may incur injuries, or the property can become damaged.

Fortunately, the rental services offer insurance that covers injury and damages. But they are limited in the coverage they provide.

Call us today at 561-440-1332. We will see to it that justice is done.

What Insurance Policies Does Airbnb Offer?

Airbnb is one of the most popular vacation rental services. It has over 150 million users and hosts over a half billion guests annually. The company offers coverage for property owners if their property is damaged or if a guest is injured while on the property. Here’s what you need to know.

Vacation Rental Definition: First, according to Florida law, it’s important to be familiar with what a rental property is. It is defined as “any group of units in a condominium or cooperative or any individually or collectively owned single-family, two-family, or four-family house or dwelling unit that is also a transient public lodging establishment that is not a timeshare project.”

Airbnb provides insurance in the form of AirCover and an Airbnb Host Guarantee as follows:

  • Airbnb AirCover: Property owners listing their property on Airbnb automatically agree to their AirCover policy. This covers claims of bodily and property damage. You can also purchase additional coverage to apply to pet damage protection, deep cleaning, income loss, a 14-day filing window, and quick reimbursements.

The policy does not cover every type of incident. For instance, sickness due to asbestos and other drywall materials, intentional acts such as assault and battery, communicable diseases, bacteria, and product liability claims are not covered.

  • Airbnb Host Guarantee: Property owners who list on Airbnb are also automatically covered by the Host Guarantee Policy. This protects owners from damage that their guests cause. It allows the owner to receive up to $1 million for damages caused by guests if the guest is unwilling to offer compensation.

The insurance will reimburse property owners for damage to the property caused by guests, damages to the host’s belongings caused by guests, and damage to the property or belonging caused by a service animal. It does not cover damage to the owner’s money, land, watercraft, vehicles, art, or animals. It also does not apply to damage due to illegal activity, damage caused by pets, and damage that occurs after the booking period is over.

What Types of Accidents Can Occur on a Vacation Rental Property?

The types of accidents that can occur on a vacation rental property are generally divided into one of two categories as follows:

Bodily Injury: These are physical injuries that occur on the property, typically due to the owner’s failure to provide adequate maintenance. They usually involve the guest going after the owner for damages. Examples include:

  • Deck collapses
  • Slip and falls due to bad lighting, broken stairs, or railings
  • Swimming pool accidents
  • Building collapses
  • Exposed wires
  • Snow and ice
  • Potholes
  • Malfunctioning elevators and escalators
  • Break-ins due to inadequate security measures such as broken locks
  • Exposure to toxic chemicals, harmful gasses, or other environmental agents such as mold

Property Damage: Property damage occurs when the guest damages or destroys the owner’s property or belongings or loses or steals their belongings. The owner against the guest typically files these types of claims.

What Options Do I Have in Pursuing Compensation for My Personal Injury on a Rental Property?

If you incurred a personal injury on a rental property, you are likely protected by Florida premises liability law. This states that the owner has a duty of care to ensure their property is safe for visitors.

To prove the owner did not hold up their end in keeping the property safe, you must show that:

  • A dangerous condition existed
  • The property owner or their maintenance team knew or should have known about the dangerous condition

These circumstances will enable you to prove the owner’s negligence.

Airbnb’s terms of service state that a guest may sue the property host if they were injured during their stay, if there was property damage at the rental, or if they encountered a refund issue. Airbnb would not be held liable in these circumstances.

You should seek prompt medical attention at local ER or Urgent care if you were injured during an Airbnb (this applies to Vrbo or any other vacation rental stay). In addition to being beneficial to health, this will establish a medical record linking the injury directly to the time of the incident. Not doing so may cause the property owner to falsely claim the injuries did not occur at their property. Insurance companies aggressively defend cases on the basis of what they call “treatment gaps” between the time of the incident and the 1st reported date of related medical treatment.

Then check the Airbnb website to find out what’s covered under their AirCover insurance.

If there is reason to believe that an injury occurred due to the owner’s neglect, the guest should be able to move forward with a premises liability claim.

Our Florida Vacation Rental and Airbnb Injury Lawyer Can Assist You With a Personal Injury on a Rental Property

If you incurred a personal injury on a rental property, Eltringham Law Group can help. Allow our personal injury attorneys in Florida to put their experience to work for you. We will assist you in gathering evidence to build your case. We will fight relentlessly to ensure you get the compensation you deserve.

We have been working in the personal injury law field for years. We are known for our high level of customer service and winning results. We won’t charge you a penny unless we can help you win your case.

Getting injured on vacation can put a damper on your fun. Don’t let negligent property owners get away with it. Especially because they will often have insurance to protect & compensate you. Call Eltringham Law Group for the peace of mind you need and the compensation you deserve. Our experienced Florida vacation rental and airbnb injury lawyer is here to assist you with yoru case.

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5 star review

I usually never leave reviews, good or bad, but for this instance, I most definitely had to. David and Marnie were both AMAZING. They made me feel comfortable and confident in their ability to resolve my case. I was walking in a crosswalk and was hit by a vehicle resulting in having to go to the hospital. I sustained injuries from this that I am still in the midst of dealing with. I contacted the firm and was able to speak with them via zoom immediately. I decided to sign with them on a Monday evening (3 days after my accident) and by Tuesday afternoon (the very next day) my case was settled. And settled for the very max that was able to be obtained. I attribute a lot of this to not only the expertise of the firm, but the relationships that Marnie has built with her experience working as a lawyer within a major insurance provider, which just so happened to be the insurance provider involved in my case. This is incredibly atypical for a case to be settled this quickly, especially with this outcome. It has been two weeks to the day today that my accident has happened and my case has already been resolved. I am blessed and more than happy that I decided to hire this firm. Every case is different, but I can bet that this firm will handle your case with care and the utmost professionalism. I pray I never have to go through a situation like this again, but if I did, I wouldn’t hesitate to call this law firm. Thank you guys very much!!


5 star review

I highly recommend Eltringham Law Group to anyone seeking legal advice after having a car accident. David Eltringham and his entire staff gave me the personal attention I needed during a very difficult and painful time. David took the extra steps needed to ensure that I received the medical care I needed as well as the financial compensation I deserved. Harold Torres, Paralegal updated me every step of the way. Thank you Eltringham Law Group!

Laura Lauri

5 star review

I had such a great experience with Eltringham Law Group! I was always kept in the loop and the experience was so personal. I was always in close contact with Teresa who was an absolute pleasure to work with. I would definitely recommend Eltringham Law Group again and again – I couldn’t have asked for a better experience!!!

Alex Peacock

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Working With Us

Lighthouse™ is a system unique to Eltringham Law Group – Personal Injury & Car Accident Attorneys, it’s what makes us different from other personal injury attorneys. We built this program to hold our own attorneys accountable and make sure our clients are getting the care and consideration they deserve.

sign up phase 1

Client Onboarding
Client Onboarding

The client meets with our Lighthouse Concierge Team to discuss the details of their potential case. A dedicated Lighthouse Team Member is assigned to the case to gather information and maintain constant communication with the client.

discovery phase 2

Investigation Case Analyzer
Investigation Case Analyzer

The assigned Lighthouse Team Member gathers and assess all information related to the case. A majority of the information is processed, paperwork is submitted and any questions/concerns the Lighthouse Team has for the client are clearly communicated and addressed.

Client Success Maximizer 3

Client Success Maximizer
Client Success Maximizer

The client meets with their Lighthouse Concierge Team Members to conduct a full review and explanation of the process. Both legal and medical records are reviewed and our team sets realistic and achievable expectations for the client.

Phase 1 Medical 4

Phase 1 Medical
Phase 1 Medical

The client is undergoing treatment at this point of the process and the Lighthouse Concierge Team maintains consistent communication to monitor the treatment scheduled. Additional medical referrals and testing may be required at this point if recommended by the current medical provider.

Phase 2 Medical 5

Phase 2 Medical
Phase 2 Medical

The client finalizes initial medical treatments that may include referrals to specialists, medical procedures, further testing and/or additional treatment recommendations by their medical providers.

Resolution or Litigation 6

Resolution or Litigation
Resolution or Litigation

The Lighthouse Concierge Team is in communication with those involved with and/or responsible for the damages incurred in your case. Two possible outcomes at this stage are 1) an achieved settlement agreement or 2) the inability to achieve a fair settlement that will result in the Eltringham Law Group filing a law suit on your behalf.

Post-Settlement Process 7

Post-Settlement Process
Post-Settlement Process

The case has completed and an agreement/resolution has been achieved with maximum in the best interest of the client. The Lighthouse Concierge Team meets with the client to fully explain the results and work diligently to finalize their case.

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